Contents Insurance

You can use the contents insurance estimate calculator to estimate roughly how much it would cost to replace your belongings with new items. The estimate will be a guide only. It is not a professional valuation. You’ll need to be comfortable the estimate reflects the actual replacement cost of your belongings as it doesn’t take into consideration specific circumstances which may affect their replacement value. It’s important to choose an adequate amount (known as your ‘contents sum insured’) and not to be underinsured. By providing general information about your property and belongings the calculator will provide an estimated contents value and summary that you can edit if you want to. Our contents insurance includes new-for-old replacement on most items.

If you’re uncertain about your contents sum insured, please seek professional advice.

Building Insurance

You can use the building insurance estimate calculator to estimate out how much it would cost to rebuild your home. The estimate will be a guide only. It is not a professional valuation. You’ll need to be comfortable the estimate reflects the actual replacement cost of your buildings as it doesn’t take into consideration specific circumstances which may affect the replacement value e.g. unique features of your home. It’s important to choose an adequate amount (known as your ‘buildings sum insured’) and not to be underinsured. By providing general information about your property the calculator will provide an estimated value that you can edit if you want to.

The estimate will reflect where you live, the size of your home, and the materials and labour needed to rebuild it. It will also factor in costs that are often overlooked, such as architect and surveyors’ fees and debris removal. This estimate isn’t the same as your home’s real estate value.

If you’re uncertain about your buildings sum insured, please seek professional advice.