Comprehensive Car Insurance2024-11-26T08:03:36+10:00

Kogan Car Insurance

$5 Kogan.com Credit

when you complete a quote
(min. spend $100 on kogan.com, 1 per customer)x

T&C’s apply. Click for details.

Comprehensive Car Insurance

Kogan Comprehensive Car Insurance is our highest level of protection. It covers your vehicle for damage caused in an accident, weather events, fire and theft, plus damage your car causes to other people’s vehicles and property.

What’s Covered

  • Damage to your car caused by collision, theft, attempted theft and fire
  • Damage your car causes to someone else’s vehicle or property
  • Insure your brand new car with us and if it’s written-off within the first three years and has driven less than 60,000 kms we’ll replace it with a new car
  • Car towing and storage costs
  • Replace damaged or stolen baby capsules and child seats which are inside your car
  • Replacing or recoding your car keys, locks or barrel if your car keys are stolen
  • Emergency accommodation and transport costs if you’re more than 100km from home

Please note: this is a summary of Kogan Comprehensive Car Insurance. Read the Kogan Comprehensive Car Insurance Combined Financial Services Guide and Product Disclosure Statement for full details including limits, exclusions and conditions that apply.

We may choose to exclude cover for some drivers based on their driving experience and claims history. Higher excesses are also applicable to all drivers under the age of 25. Drivers under the age of 25 years and not listed on the Certificate of Insurance (COI) will be required to pay a higher excess than drivers under 25 years of age, and listed on the COI. (For more information about excesses and drivers under 25 years of age see the Additional Information Guide.) All drivers must comply with the terms and conditions of the policy. For more information see the PDS and the Additional Information Guide.

The Kogan Insurance difference

Quote & purchasing a policy benefits

Get a Quote now for $5 Kogan.com Credit (min spend $100, 1 per customer)xFind out more.

$10 off Kogan.com every month

Active Kogan Insurance policyholders receive $10 off a purchase of $100 or more at Kogan.com once a month.^ Find out more.

Trusted insurer

We’ve partnered with an insurer who has been protecting Australians for the past 130 years.

Giving back

A portion of all customer premiums are invested back into social & environmental benefits by our insurer through the Premiums4Good program.

Claim online anytime

Make a claim online 24/7, or if you prefer to speak to someone, call 1300 034 888.
Find out more

Need help deciding?

Car insurance FAQs

The easiest and best way to find quick answers to the most commonly asked questions.

Compare insurance

See a detailed comparison between Kogan Comprehensive Car Insurance & Third Party Property Damage Car Insurance.

Terms & Conditions2024-11-29T15:28:21+10:00

ₓ$5 Kogan.com credit offer valid on single purchases of $100 or more (excluding shipping). Offer applies to those applicants who successfully complete a Kogan Comprehensive Car Insurance, Kogan Third Party Property Damage Car Insurance, Kogan Home Insurance, Kogan Contents Insurance or Kogan Landlord Insurance quote (excluding CTP) before 11:59pm AEDT on 02 February 2025. See full T&Cs here.

^As a Kogan Insurance customer, get $10 Kogan.com Credit, once a month on a Kogan.com purchase of $100 or more. See full T&Cs here.

+This offer commences on 12:00AM AEDT 21 November 2024 and ends on 11:59PM AEDT 15 December 2024 (Offer Period). Offer provides new customers with 2 months free in their first policy year only when they purchase a Kogan Pet Insurance Policy during the Offer Period (Offer). If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first 2 months of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the 3rd month of your policy. For annual payments, the 2 months free will be deducted from your first policy year premium at the time of purchase. Offer applies to new Kogan Pet Insurance policies purchased during the Offer Period, online or by phone using promo code BARKFRIDAY. Offer will cease if you change your level of cover. Not available with any other offer except for multi-pet discount for additional pets. Offer subject to the terms and conditions of the Kogan Pet Insurance policy. Eligibility criteria applies for Kogan Pet Insurance and is subject to the Kogan Pet Insurance terms and Conditions (Refer to the Product Disclosure Statement). Kogan Pet Insurance reserves the right to withdraw, vary or extend this Offer at any time, without notice.

The 25% Off Policies offer (“Offer”): Valid for all new Kogan Travel Insurance policies purchased. This is a limited time offer and will expire 11.59pm AEDT 15 December 2024. Kogan.com reserves the right to amend, extend or withdraw this Offer at any time. Offer provides customers with 25% off their travel insurance policy when using the promo code SALESTIME. See full T&Cs here.

 

Go to Top