Kogan Car Insurance

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SUV driving on a country highway.

Comprehensive Car Insurance

Kogan Comprehensive Car Insurance is our highest level of protection. It covers your vehicle for damage caused in an accident, weather events, fire and theft, plus damage your car causes to other people’s vehicles and property.

What’s Covered

  • Damage to your car caused by collision, theft, attempted theft and fire
  • Damage your car causes to someone else’s vehicle or property
  • Insure your brand new car with us and if it’s written-off within the first three years and has driven less than 60,000 kms we’ll replace it with a new car
  • Car towing and storage costs
  • Replace damaged or stolen baby capsules and child seats which are inside your car
  • Replacing or recoding your car keys, locks or barrel if your car keys are stolen
  • Emergency accommodation and transport costs if you’re more than 100km from home

Please note: this is a summary of Kogan Comprehensive Car Insurance. Read the Kogan Comprehensive Car Insurance Combined Financial Services Guide and Product Disclosure Statement for full details including limits, exclusions and conditions that apply.

We may choose to exclude cover for some drivers based on their driving experience and claims history. Higher excesses are also applicable to all drivers under the age of 25. Drivers under the age of 25 years and not listed on the Certificate of Insurance (COI) will be required to pay a higher excess than drivers under 25 years of age, and listed on the COI. (For more information about excesses and drivers under 25 years of age see the Additional Information Guide.) All drivers must comply with the terms and conditions of the policy. For more information see the PDS and the Additional Information Guide.

The Kogan Insurance difference

Quote & purchasing a policy benefits

Get a Quote now for $5 Kogan.com Credit (min spend $100, 1 per customer)x. Plus, $80 OFF New Online Comprehensive Car Insurance=. Find out more.

$10 off Kogan.com every month

Active Kogan Insurance policyholders receive $10 off a purchase of $100 or more at Kogan.com once a month.^ Find out more.

Trusted insurer

We’ve partnered with an insurer who has been protecting Australians for the past 130 years.

Giving back

A portion of all customer premiums are invested back into social & environmental benefits by our insurer through the Premiums4Good program.

Claim online anytime

Make a claim online 24/7, or if you prefer to speak to someone, call 1300 034 888.
Find out more

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Car insurance FAQs

The easiest and best way to find quick answers to the most commonly asked questions.

Compare insurance

See a detailed comparison between Kogan Comprehensive Car Insurance & Third Party Property Damage Car Insurance.