Kogan Home Insurance

Save 16%

on new combined online buildings & contents insurance~

T&C’s apply. Click for details.

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Home & Contents Insurance

Protection for a wide range of insured events, such as fire, theft, storm and flood. Flexible cover available for your home and/or belongings, with optional additional benefits.


Your cover will depend on whether you’ve chosen to insure your buildings, its contents, or both. Building and contents cover includes things like:

  • Cover against damage or loss caused by storm, fire, theft, flood and more
  • Up to $30 million legal liability cover
  • Temporary accommodation costs for up to two years if your home isn’t liveable after an insured event
  • Electrical motor burnout cover
  • Emergency temporary repairs
  • Up to 30% Buildings Sum Insured Safeguard benefit (eligibility criteria applies)
  • Lifetime guarantee on home repairs made by our repairer
  • Contents in transit to your new residence
  • Contents cover for up to 60 days at both your old and new home when you move house
  • Environmental upgrades
  • Improved security upgrades after burglary up to $500

Upgrade to Include

  • Accidental damage cover
  • Portable contents cover

Read the Kogan Home Insurance Combined Financial Services Guide and Product Disclosure Statement for full details including limits, exclusions and conditions that apply.

The Kogan Insurance difference

Quote & purchasing a policy benefits

Get a Quote now for $5 Kogan.com Credit (min spend $100, 1 per customer)x. Plus, 16% OFF new combined online buildings and contents insurance~. Find out more.

$10 off Kogan.com every month

Active Kogan Insurance policyholders receive $10 off a purchase of $100 or more at Kogan.com once a month.^ Find out more.

Trusted insurer

We’ve partnered with an insurer who has been protecting Australians for the past 130 years.

Giving back

A portion of all customer premiums are invested back into social & environmental benefits by our insurer through the Premiums4Good program.

Claim online anytime

Make a claim online 24/7, or if you prefer to speak to someone, call 1300 034 888.
Find out more

Need help deciding?

Optional cover

Get wider coverage to suit your lifestyle with our optional cover.

Home Insurance FAQs

The best way to find quick answers to commonly asked questions.

Compare insurance

See a detailed comparison between each home insurance type.

Estimate Calculator

Calculator to be used as a guide to estimate your sum insured.