Kogan Home Insurance

Save 16%

on new combined online buildings & contents insurance~

T&C’s apply. Click for details.

Parents playing with kid, pushing her on the floor in a cardboard box.

Optional Cover

With Kogan Home Insurance, you have the power to customise your policy. The following options are available for Home Insurance.

Accidental Damage

If you add this option, we can cover either your buildings, contents or both for damage caused by accidents such as if you have buildings cover, where you lose control of a loaded wheelbarrow and it crashes into your garage door and if you have contents cover, where your friend’s child who’s visiting accidentally smashes your television screen with a ball.

Please note: this is a summary of the Accidental Damage option. Read the Kogan Home Insurance Combined Financial Services Guide and Product Disclosure Statements for full details including limits, exclusions and conditions that apply.

The Kogan Insurance difference

Quote & purchasing a policy benefits

Get a Quote now for $5 Kogan.com Credit (min spend $100, 1 per customer)x. Plus, 16% OFF new combined online buildings and contents insurance~. Find out more.

$10 off Kogan.com every month

Active Kogan Insurance policyholders receive $10 off a purchase of $100 or more at Kogan.com once a month.^ Find out more.

Trusted insurer

We’ve partnered with an insurer who has been protecting Australians for the past 130 years.

Giving back

A portion of all customer premiums are invested back into social & environmental benefits by our insurer through the Premiums4Good program.

Claim online anytime

Make a claim online 24/7, or if you prefer to speak to someone, call 1300 034 888.
Find out more

Need help deciding?

Optional cover

Get wider coverage to suit your lifestyle with our optional cover.

Home Insurance FAQs

The best way to find quick answers to commonly asked questions.

Compare insurance

See a detailed comparison between each home insurance type.

Estimate Calculator

Calculator to be used as a guide to estimate your sum insured.