International Travel Insurance
We offer two types of international travel insurance:
- International Essentials for those who want a little extra spending money, offering excellent coverage without breaking the bank.
- International Plus ensuring you’re prepared for just about any situation with extensive coverage for a huge range of events.
Once you’ve chosen the best level of cover for you, get an express quote online right now.
To speak to someone on the phone about our travel insurance policies, call us now on 1300 889 178.
| Policy Benefits | |||
|---|---|---|---|
| Overseas medical expenses | Yes | $Unlimited~ | $Unlimited~ |
| Overseas dental expenses | Yes | $2,000 | $2,000 |
| Additional Expenses* | Yes | $Unlimited# | $Unlimited# |
| Amendment or Cancellation Costs* | Yes | $You Choose^ | $You Choose^ |
| Luggage and Personal Effects* | Yes | $Nil | $12,000 |
| Luggage and Personal Effects: Phone or smart watch – limit per item• |
Yes | $Nil | $1,000 |
| Luggage and Personal Effects: Camera or video camera – limit per item• |
Yes | $Nil | $3,500 |
| Luggage and Personal Effects: Laptop computer – limit per item• |
Yes | $Nil | $3,000 |
| Luggage and Personal Effects: Tablet computer – limit per item• |
Yes | $Nil | $3,000 |
| Luggage and Personal Effects: Drone (with or without camera) – limit per item• |
Yes | $Nil | $1,000 |
| Luggage and Personal Effects: Artificial limb, removable dental appliance, dentures or medical device – limit per item• |
Yes | $Nil | $1,000 |
| Luggage and Personal Effects: Jewellery, watch or any other item – limit per item• |
Yes | $Nil | $1,000 |
| Travel Documents, Passports, Credit Cards* | Yes | $Nil | $5,000 |
| Delayed Luggage Allowance* | Yes | $Nil | $1,100 |
| Money | No | $Nil | $250 |
| Rental Car Insurance Excess | No | $Nil | 10,000 |
| Travel Delay* | No | $Nil | $2,000 |
| Resumption of Journey | Yes | $Nil | $3,000 |
| Missed Connections | Yes | $Nil | $3,000 |
| Special Events | Yes | $Nil | $5,000 |
| Hospital Incidentals* | No | $5,000 | $5,000 |
| Loss of Income* | No | $Nil | $45,000† |
| Disability* | No | $Nil | $30,000† |
| Accidental Death* | No | $Nil | $30,000† |
| Personal Liability | No | $Nil | $5,000,000 |
| Cruise cover – mandatory if you are cruising | Yes – as applicable |
Cruise cover available to buy | Cruise cover available to buy |
| Before departure: Cover for Your Amendment or Cancellation Costs if You or Your travelling companion are diagnosed with COVID-19 and You cannot travel and the policy is purchased MORE THAN 21 days before Your scheduled trip departure date | Yes – as applicable# |
Not available | Up to $5,000 per policy^^ |
| Before departure: Cover for Your Amendment or Cancellation Costs if You or Your travelling companion are diagnosed with COVID-19 and You cannot travel and the policy is purchased WITHIN THE 21 days before Your scheduled trip departure date | Yes – as applicable# |
Not available | Up to $5,000 per policy^^only for costs paid after, and in the 48 hours prior to, buying the policy |
| Overseas Medical Expenses cover if You are diagnosed with COVID-19 overseas | Yes – as applicable# |
 |
|
| Cover for Your Amendment or Cancellation Costs if You or Your travelling companion are diagnosed with COVID-19 on Your trip and required to self-isolate≈ | Yes – as applicable# |
Up to $5,000 per policy^^ Special excess $250≈ |
Up to $5,000 per policy^^ Special excess $250≈ |
| Additional Expenses cover if You are diagnosed with COVID-19 on Your trip and required to self-isolate and incur Additional transport and/or accommodation expenses≈ | Yes – as applicable# |
$2,500 Special excess $250≈ |
$2,500 Special excess $250≈ |
| Age limit | 99 | 99 | |
| Length of policy (if you’re aged 70 or under) | Single trip – up to 365 days | Single trip – up to 365 days |
The Kogan Travel Insurance difference
Unlimited overseas medical benefits
Explore with confidence knowing that we will be there to alleviate emotional and financial stress in your time of need.~
Need COVID-19 cover?
We offer limited coverage for COVID-19 amendment and cancellation costs.≈
24-hour emergency, medical and security assistance
Our team of in-house doctors, nurses and case managers are available to help you 24/7.
Comprehensive insurance
Cover for luggage, trip cancellations, medical expenses (on International plans) and more! View PDS.
Up to $12,000 luggage and personal effects cover*
Cover for items such as phones, laptops, jewellery and more (on International Plus plan).*
Get in touch
~ Medical and dental cover will not exceed 12 months from the onset of the illness, injury, or condition.
^ The level of cover You choose applies per policy.
* Sub-limits apply.
# Limits apply.
• Item limit applies for any one item, set or pair of items including attached and unattached accessories. You may increase these items limits if You wish.
† Maximum liability collectively is $45,000.
≈ A special excess will apply to Additional Expenses if You are diagnosed with COVID-19 on Your trip and Amendment or Cancellation Costs if You or Your travelling companion are diagnosed with COVID-19 on Your trip. If Your claim is under both sections, the higher special excess will be deducted. The special excess applies in addition to any other excess.
Please note: Limits, sub-limits and conditions apply. This is general advice only. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations visit koganinsurance.com.au/useful-docs/.