Kogan Insurance Offers – Terms and Conditions

Choosing Kogan Insurance gives you accces to great benefits and offers. See below for full details on each of our offers.

$75 Off First Year Premiums for Kogan Comprehensive Car Insurance

The Promotion entitles eligible customers to $75 off for a new Kogan Comprehensive Car Insurance policy purchased online through www.koganinsurance.com.au during the Promotion Period. Not available with any other offer and does not apply to policy renewals. GST and other applicable government fees, duties and charges are applied to the premium after all discounts (including the ‘$75 off First Year Premiums for Kogan Comprehensive Car Insurance Offer’).

Terms & Conditions apply. See below for details.

    1. The Promotion is called ‘$75 Off First Year Premiums for Kogan Comprehensive Car Insurance Offer’. Information on how to participate in the Promotion forms part of these terms and conditions of eligibility. Participation in the Promotion is deemed acceptance of these terms and conditions of eligibility (Promotion).
    2. The promoter is Kogan Australia Pty Limited (ABN 53 152 570 351) of 136 Buckhurst Street, South Melbourne, VIC 3205 (Promoter). Kogan home and motor insurance is issued and underwritten by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) (QBE). Kogan Australia Pty Limited (ABN: 53 152 570 351, AR number 1256858) is an authorised representative of QBE and is authorised to distribute Kogan home and motor insurance on behalf of QBE. Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. To decide if this product is right for you, please read the relevant Combined Financial Services Guide (FSG) and Product Disclosure Statement (PDS), and Target Market Determination (TMD).
    3. The promotion period commences at 12:00am AEST on 13 March 2024 and ends 11:59am AEST on 24 April 2024 (Promotion Period), unless extended. Times are local Sydney time.
    4. The Promotion entitles eligible customers to a saving of $75 for a new Kogan Comprehensive Car Insurance policy (Eligible Policy) purchased online through www.koganinsurance.com.au during the Promotion Period. GST and other applicable government fees, duties and charges are applied to the premium after all discounts (including the ‘$75 off First Year Premiums Offer’).
    5. The Promotion is not available with any other offer (including ‘The First Year Kogan Home Insurance Offer’) and does not apply to policy renewals. QBE has the absolute discretion to change or discontinue discounts at any time. If this occurs, it won’t affect any discount already applied to your current policy period.
    6. Customers who purchase their new Kogan Comprehensive Car Insurance policy by calling Kogan Insurance directly are not eligible for the Promotion, except in circumstances where the Kogan Insurance website refers a prospective customer to the Kogan Insurance contact centre on 1300 034 888 to provide additional information, or the prospective customer calls the Kogan Insurance contact centre to discuss a quote received online through www.koganinsurance.com.au, then the discount will be applied to the policy quoted if subsequently purchased within the Promotion Period.
    7. A customer may use the Promotion multiple times if multiple new Eligible Policies are purchased during the Promotion Period. However, the Promotion may only be used once for each new Eligible Policy that is purchased during the Promotion Period.
    8. For the purposes of this Promotion, an agreement by a policyholder to enter a periodic instalment plan for a new Kogan Comprehensive Car Insurance policy is deemed to constitute the purchase of that policy.
    9. A new Kogan Comprehensive Car Insurance policy must be purchased within the Promotion Period to be eligible for the $75 saving.
    10. Should a customer vary any details on their policy during their period of insurance, any applicable discounts will be recalculated based on the new applicable premium. If a new policy is required to be issued, it will be subject to any discounts on offer at the time of issuing the new policy.

Get a Quote for $5 Kogan.com Credit

$5 Kogan.com credit offer valid on single purchases of $100 or more (excluding shipping). Offer applies to those applicants who successfully complete a Kogan Comprehensive Car Insurance, Kogan Third Party Property Damage Car Insurance, Kogan Home Insurance, Kogan Contents Insurance or Kogan Landlord Insurance quote (excluding CTP) before 11:59am AEST on 24 April 2024.

Terms & Conditions apply. See below for details.

$5 Kogan.com credit offer valid on single purchases of $100 or more (excluding shipping). Offer applies to those applicants who successfully complete a Kogan Comprehensive Car Insurance, Kogan Third Party Property Damage Car Insurance, Kogan Home Insurance, Kogan Contents Insurance or Kogan Landlord Insurance quote (excluding CTP) before 11:59am AEST on 24 April 2024. Kogan.com reserves the right to amend, extend or withdraw this Offer at any time. Applicants must include a valid email address when prompted on their quote in order to receive their credit. Applicants are entitled to a maximum of one ($5) Kogan.com credit allowance. Credit will be issued by Kogan.com via email, within 45 days from when eligible individuals successfully complete a quote. Credit will expire 30 days from the date of issuance. Credit can only be claimed through a Kogan.com account which is linked to the same email address used to complete the quote. If you do not already have a Kogan.com account, you will be required to register for a Kogan.com account for free. You will be sent an email from Kogan.com to create an account so you can claim your Kogan.com credit, and in doing so, you will be required to accept the standard terms and conditions that Kogan.com requires all account holders to accept in order to open a Kogan.com account. Credit cannot stack with other vouchers or credits. Credit cannot be used in conjunction with certain other promotional offers. Credit cannot be used to pay for a Kogan First membership. Credit cannot be used to pay for any Kogan Insurance policy. Kogan.com is solely responsible for all representations made regarding this offer.

Monthly $10 Kogan.com Credit Offer

As an active Kogan Insurance policyholder, you’re entitled to $10 off Kogan.com once a month on purchases over $100! You will continue to receive this benefit until you cancel your policy.

Terms and conidtions apply. See below for details.

^Monthly $10 Kogan.com credit offer valid on single purchases of $100 or more (excluding shipping). Offer applies to all Kogan Car, Home & Landlord Insurance policies (“Valid Policies”) after 30 days from the commencement date of the Valid Policy. Credit will be issued by Kogan.com via email, in the first week of every month to all eligible policyholders. Credit will expire 30 days from the date of issuance. Credit can only be claimed through a Kogan.com account which is linked to the same email address used to purchase the Valid Policy. If you do not already have a Kogan.com account, you will be required to register for a Kogan.com account for free. You will be sent an email from Kogan.com to create an account so you can claim your Kogan.com credit, in doing so you will be required to accept the standard terms and conditions that Kogan.com requires all account holders to accept in order to open a Kogan.com account. Credit cannot stack with other vouchers or credits. Credit cannot be used in conjunction with certain other promotional offers. Credit cannot be used to pay for a Kogan First membership. Kogan may amend or withdraw this offer at any time. Kogan.com is solely responsible for all representations made regarding this offer.

First Year Kogan Home Insurance Offer

The ‘First Year Kogan Home Insurance Offer’ entitles eligible customers to 6% off for a new Kogan home Insurance policy purchased online through www.koganinsurance.com.au during the Promotion Period. A further 10% discount is also applied when a customer purchases both buildings and contents cover for the same property address under the one policy. If this new combined policy is purchased online, the total saving will be 16%. Not available with any other offer and does not apply to policy renewals. GST and other applicable government fees, duties and charges are applied to the premium after all discounts (including the ‘First Year Kogan Home Insurance Offer’).

Terms and conditions apply. See below for details.

  1. The Promoter is Kogan Australia Pty Limited (ABN 53 152 570 351) of 136 Buckhurst Street, South Melbourne, VIC 3205 (Promoter).
  2. Kogan home insurance is issued and underwritten by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) (QBE). Kogan Australia Pty Limited (ABN 53 152 570 351, AR number: 1256858) is an authorised representative of QBE and is authorised to distribute Kogan home insurance on behalf of QBE.
  3. The Promotion entitles eligible customers to 6% off for a new Kogan Contents Insurance, Kogan Buildings Insurance and Kogan Landlord Insurance policy (Eligible Policies) purchased online through www.koganinsurance.com.au during the Promotion Period.
  4. A further 10% discount is also applied when a customer purchases both buildings and contents cover for the same property address under the one policy. If this new combined policy is purchased online, the total saving will be 16%. On renewal, the 10% discount for combined buildings and contents cover will continue unless removed or varied by QBE, while the 6% ‘First Year Kogan Home Insurance Offer’ will be removed. If either the buildings or contents cover is removed from the policy, the 10% discount for combined buildings and contents cover will no longer apply to the policy.
  5. The Promotion Period commences at 12.00am on 13 March 2024 and concludes 11.59am 24 April 2024. Times are local Sydney time (Promotion Period).
  6. This Promotion excludes Kogan Comprehensive Car Insurance, Kogan Third Party Property Damage Car Insurance and Compulsory Third Party (CTP) policies.
  7. GST and other applicable government fees, duties and charges are applied to the premium after all discounts (including the ‘First Year Kogan Home Insurance Offer’).
  8. The Promotion is not available with any other offer and does not apply to policy renewals. QBE has the absolute discretion to change or discontinue discounts at any time. If this occurs, it won’t affect any discount already applied to your current policy period.
  9. Customers who purchase their new Eligible Policy during the Promotion Period by calling Kogan Insurance directly are not eligible for the Promotion, except in circumstances where the Kogan Insurance website refers a prospective customer to the Kogan Insurance contact centre on 1300 034 888 to provide additional information, or the prospective customer calls the Kogan Insurance contact centre to discuss a quote received online through www.koganinsurance.com.au, then the discount will be applied to the policy quoted if subsequently purchased within the Promotion Period.
  10. A customer may use the Promotion multiple times if multiple new Eligible Policies are purchased during the Promotion Period. However, the Promotion may only be used once for each new Eligible Policy that is purchased during the Promotion Period.
  11. For the purposes of this Promotion, an agreement by a policyholder to enter a periodic instalment plan for a new Kogan Home Insurance, Kogan Contents Insurance or Kogan Landlord Insurance policy is deemed to constitute the purchase of that policy.
  12. After purchasing an Eligible Policy, if a customer changes any details on their policy that will impact their policy premium, any applicable discounts will be recalculated based on the new premium payable. If a new policy is required to be issued, it will be subject to any discounts on offer at the time of issuing the new policy.

$50 Kogan.com Credit First Insurance Renewal Offer

$50 Kogan.com Credit First Insurance Renewal Offer (“Offer“): Valid for all Kogan car, home & landlord insurance policies (“Relevant Policies”), excluding Compulsory Third Party (CTP) policyholders to spend on Kogan.com (excluding shipping). Offer commences on 1 January 2024. Kogan.com reserves the right to amend or withdraw this Offer at any time. The $50 Kogan.com Credit (“Credit”) will be sent to the email address of eligible policyholders 45 days after the first renewal date. The Relevant Policy must remain active for a minimum of 30 days after the first renewal date to be eligible for the Credit. The Offer will be sent to the email on record for the Relevant Policy. The customer must ensure this email is current and valid to receive the Credit, if eligible. Credit can only be claimed through a Kogan.com account which is linked to the same email address as the Relevant Policy. If you do not already have a Kogan.com account, you will be required to register for a Kogan.com account for free to receive the Credit. You will be sent an email to create an account so you can claim your Credit, and in doing so, you will be required to accept the standard terms and conditions that Kogan.com requires all account holders to accept in order to open a Kogan.com account. Normal underwriting rules and conditions apply. Credit expires 90 days from date of issue. Credit is not transferable or redeemable for cash. Credit cannot stack with other vouchers or credits. Credit cannot be used in conjunction with certain other promotional offers. Credit cannot be used to pay for a Kogan First membership or Kogan Insurance policy. Kogan.com is solely responsible for all representations made regarding this Offer.

Travel Insurance – 10% Off Policies

The 10% Off Policies offer (“Offer”): Valid for all new Kogan Travel Insurance policies purchased. This is a limited time offer and will expire 11.59pm AEST 30 April 2024. Kogan.com reserves the right to amend, extend or withdraw this Offer at any time. Offer provides customers with 10% off their travel insurance policy. Offer only applies to policies purchased during the promotional period, using the promo code HOLIDAY and is subject to the terms and conditions of the applicable Kogan Travel Insurance policy. Not available with any other offer. Kogan.com is solely responsible for all representations made regarding this offer.