Compare Travel Insurance
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| Unlimited overseas emergency medical assistance, including access to a specialist medical practitioner, transfers and repatriation to Australia1* | ✔ | ✔ |
| Unlimited emergency medical and hospital expenses (emergency dental treatment up to maximum amount of $500 per person)1* | ✔ | ✔ |
| Cover for cancellation fees and lost deposits if your journey has to be rearranged or cancelled* | $5,000 | $12,000 |
| Additional expenses extra accommodation and transport expenses if your trip needs to be extended due to sickness, injury, natural disasters and strikes3* | ✗ | $12,000 |
| Hospital cash allowance*
$50 per day to cover the cost of incidental expenses after you are hospitalised overseas for at least 48 hours |
✗ | Up to $5,000 |
| Accidental death benefit4 | ✗ | $12,000 |
| Permanent disability benefit2,5 | ✗ | $25,000 |
| Loss of income benefit2,6 | ✗ | Max 25 weeks (up to $10,000) |
| Free cover for kids under 21 and not in full time work | ✔ | ✔ |
| Travel documents, credit cards and traveller’s cheques replacement2 | ✗ | $5,000 |
| Theft of cash, bank or currency notes, or postal or money orders | ✗ | Up to $250 |
| Luggage and personal effects protection if they are lost, stolen or damaged*
Up to $3,000 for computers, video recorders or cameras Up to $1,000 for mobile phones Up to $750 for all other items |
$5,000 | $10,000 |
| Extra protection or additional valuables by adding specific luggage items to your policy | ✔ | ✔ |
| Delayed luggage expenses*
If your bags are delayed for more than 12 hours, we will pay up to $375 for essential items. If you still have not received your bags after 72 hours, we will again pay up to $375 |
✗ | Up to $750 |
| Travel delay expenses*
If your travel is delayed for over 6 hours, we will pay up to $200 per day for accommodation and meals |
✗ | $2,000 |
| Cover to get you to your Special Event on time if something goes wrong | ✗ | $5,000 |
| Personal liability if you accidentally injure someone or damage property7 | $1 million | $2 million |
| No-excess option – For only an extra $25, you can remove the standard $200 excess if you have to make a claim | ✔ | ✔ |
| Cover for overseas and domestic travel | ✔ | ✔ |
| Cover for multiple trips in the same year under one policy | ✗ | ✗ |
| Age limit | 79 years old | 79 years old |
| Length of policy (if you’re aged 70 or under) | 365 days | 365 days |
*Sub-limits apply. Terms, conditions, limits and exclusions apply as set out in the Product Disclosure Statement. Please refer to the Product Disclosure Statement for more details.
1 Does not cover domestic travel within Australia for both Basic and Comprehensive Insurance policies.
2 Does not cover domestic travel within Australia for Basic Insurance policy.
3 It also covers the cost to resume your journey if you have to return to Australia early, if a travelling companion or close relative gets sick or suffers a disabling injury.
4 This is paid to your beneficiary if you die from being injured while travelling.
5 This is paid if you suffer an injury on your trip that causes total loss of sight in one or both eyes or total loss of the use of a limb.
6 If you’re injured while travelling and can’t work when you get back to Australia, this benefit reimburses your lost income for up to 25 weeks after the first 30 days from when you arrive home.
7 This doesn’t include liability from your work or from operating any kind of vehicle.