Domestic Travel Insurance
Travel throughout Australia with peace-of-mind, get an express quote online right now.
To speak to someone on the phone about our travel insurance policies, call us now on 1300 034 888.
| Policy Benefits | ||
|---|---|---|
| Additional Expenses* | Yes | $10,000# |
| Amendment or Cancellation Costs* | Yes | $You Choose^ |
| Luggage and Personal Effects | Yes | $6,000 |
| Luggage and Personal Effects: Phone or smart watch – limit per item• |
Yes | $1,000 |
| Luggage and Personal Effects: Camera or video camera – limit per item• |
Yes | $3,500 |
| Luggage and Personal Effects: Laptop computer – limit per item• |
Yes | $3,000 |
| Luggage and Personal Effects: Tablet computer – limit per item• |
Yes | $3,000 |
| Luggage and Personal Effects: Drone (with or without camera) – limit per item• |
Yes | $1,000 |
| Luggage and Personal Effects: Artificial limb, removable dental appliance, dentures or medical device – limit per item• |
Yes | $1,000 |
| Luggage and Personal Effects: Jewellery, watch or any other item – limit per item• |
Yes | $1,000 |
| Travel Documents, Passports, Credit Cards | Yes | $4,000 |
| Rental Car Insurance Excess | No | $10,000 |
| Cover for self-drive holidays in Australia – Personal vehicle insurance excess | No | $2,500 |
| Travel Delay* | No | $750 |
| Missed Connections | Yes | $3,000 |
| Special Events | Yes | $2,000 |
| Loss of Income* | No | $45,000† |
| Disability* | No | $30,000† |
| Accidental Death* | No | $30,000† |
| Personal Liability | No | $200,000 |
| Before departure: Cover for Your Amendment or Cancellation Costs if You or Your travelling companion are diagnosed with COVID-19 and You cannot travel and the policy is purchased MORE THAN 21 days before Your scheduled trip departure date | Yes – as applicable# |
Up to $2,500 per policy^^ |
| Before departure: Cover for Your Amendment or Cancellation Costs if You or Your travelling companion are diagnosed with COVID-19 and You cannot travel and the policy is purchased WITHIN THE 21 days before Your scheduled trip departure date | Yes – as applicable# |
Up to $2,000 per policy^^ only for costs paid after, and in the 48 hours prior to, buying the policy |
| Cover for Your Amendment or Cancellation Costs if You or Your travelling companion are diagnosed with COVID-19 on Your trip and required to self-isolate≈ | Yes – as applicable# |
Up to $2,500 per policy^^ Special excess $250≈ |
| Additional Expenses cover if You are diagnosed with COVID-19 on Your trip and required to self-isolate and incur Additional transport and/or accommodation expenses≈ | Yes – as applicable# |
Up to $2,500 per policy^^ Special excess $250≈ |
| Age limit | 99 | |
| Length of policy (if you’re aged 70 or under) | Single trip – up to 365 days |
The Kogan Travel Insurance difference
Unlimited overseas medical benefits
Explore with confidence knowing that we will be there to alleviate emotional and financial stress in your time of need.~
Need COVID-19 cover?
We offer limited coverage for COVID-19 amendment and cancellation costs.≈
24-hour emergency, medical and security assistance
Our team of in-house doctors, nurses and case managers are available to help you 24/7.
Comprehensive insurance
Cover for luggage, trip cancellations, medical expenses (on International plans) and more! View PDS.
Up to $6,000 luggage and personal effects cover*
Cover for items such as phones, laptops, jewellery and more (on Domestic plan).*
Get in touch
^ The level of cover You choose applies per policy.
* Sub-limits apply.
# Limits apply.
• Item limit applies for any one item, set or pair of items including attached and unattached accessories. You may increase these items limits if You wish.
† Maximum liability collectively is $45,000.
≈ A special excess will apply to Additional Expenses if You are diagnosed with COVID-19 on Your trip and Amendment or Cancellation Costs if You or Your travelling companion are diagnosed with COVID-19 on Your trip. If Your claim is under both sections, the higher special excess will be deducted. The special excess applies in addition to any other excess.
Please note: Limits, sub-limits and conditions apply. This is general advice only. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations visit koganinsurance.com.au/useful-docs/.