If you have buildings cover, fences are protected against insured events such as fire, collision and a falling tree or branch. However, some limits, conditions and exclusions can apply, for example, damage caused by storm, storm surge, rain, hail or flood if the fences were in a poor or damaged condition before the incident, or were installed or constructed incorrectly, are not covered.
Read the Landlord Insurance Combined Financial Services Guide and Product Disclosure Statement for more details.