Simple insurance starts here

1300 034 888

Optional Cover – Home Insurance2024-12-17T09:14:15+10:00

Kogan Home Insurance

$5 Kogan.com Credit

when you complete a quote
(min. spend $100 on kogan.com, 1 per customer)x

T&C’s apply. Click for details.

Parents playing with kid, pushing her on the floor in a cardboard box.

Optional Cover

With Kogan Home Insurance, you have the power to customise your policy. The following options are available for Home Insurance.

Accidental Damage

If you add this option, we can cover either your buildings, contents or both for damage caused by accidents such as if you have buildings cover, where you lose control of a loaded wheelbarrow and it crashes into your garage door and if you have contents cover, where your friend’s child who’s visiting accidentally smashes your television screen with a ball.

Please note: this is a summary of the Accidental Damage option. Read the Kogan Home Insurance Combined Financial Services Guide and Product Disclosure Statements for full details including limits, exclusions and conditions that apply.

Got a question?

Call

1300 034 888

Product Disclosure Statements

Kogan Home, Kogan Contents & Kogan Landlord Insurance Combined Financial Services Guide and Product Disclosure Statement

Resources

The Kogan Insurance difference

Quote & purchasing a policy benefits

Get a Quote now for $5 Kogan.com Credit (min spend $100, 1 per customer)x. Find out more.

$10 off Kogan.com every month

Active Kogan Insurance policyholders receive $10 off a purchase of $100 or more at Kogan.com once a month.^ Find out more.

Trusted insurer

We’ve partnered with an insurer who has been protecting Australians for the past 130 years.

Giving back

A portion of all customer premiums are invested back into social & environmental benefits by our insurer through the Premiums4Good program.

Claim online anytime

Make a claim online 24/7, or if you prefer to speak to someone, call 1300 034 888.
Find out more

Need help deciding?

Optional cover

Get wider coverage to suit your lifestyle with our optional cover.

Home Insurance FAQs

The best way to find quick answers to commonly asked questions.

Compare insurance

See a detailed comparison between each home insurance type.

Estimate Calculator

Calculator to be used as a guide to estimate your sum insured.

Terms & Conditions2024-12-16T07:47:14+10:00

ₓ$5 Kogan.com credit offer valid on single purchases of $100 or more (excluding shipping). Offer applies to those applicants who successfully complete a Kogan Comprehensive Car Insurance, Kogan Third Party Property Damage Car Insurance, Kogan Home Insurance, Kogan Contents Insurance or Kogan Landlord Insurance quote (excluding CTP) before 11:59pm AEDT on 02 February 2025. See full T&Cs here.

^As a Kogan Insurance customer, get $10 Kogan.com Credit, once a month on a Kogan.com purchase of $100 or more. See full T&Cs here.

+This offer commences on 12:00AM AEST 1 October 2024 and ends on 11:59PM AEST 30 September 2025 (Offer Period). Offer provides new customers with 1 month free in their first policy year only when they purchase a Kogan Pet Insurance Policy during the Offer Period (Offer). If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first 1 month of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the 2nd month of your policy. For annual payments, the 1 month free will be deducted from your first policy year premium at the time of purchase. Offer applies to new Kogan Pet Insurance policies purchased during the Offer Period, online or by phone using promo code FREEMONTH. Offer will cease if you change your level of cover. Not available with any other offer except for multi-pet discount for additional pets. Offer subject to the terms and conditions of the Kogan Pet Insurance policy. Eligibility criteria applies for Kogan Pet Insurance and is subject to the Kogan Pet Insurance terms and Conditions (Refer to the Product Disclosure Statement). Kogan Pet Insurance reserves the right to withdraw, vary or extend this Offer at any time, without notice.

△The 10% Off Policies offer (“Offer”): Valid for all new Kogan Travel Insurance policies purchased. This is a limited time offer and will expire 11.59pm AEDT 22 December 2024. Kogan.com reserves the right to amend, extend or withdraw this Offer at any time. Offer provides customers with 10% off their travel insurance policy when using the promo code HOLIDAY. See full T&Cs here.

 

© Kogan home and motor insurance is issued and underwritten by QBE Insurance (Australia) Limited (ABN 78 003 191 035, AFSL 239545) (QBE). Kogan Australia Pty Limited (ABN 53 152 570 351, AR 1256858) is an authorised representative of QBE and is authorised to distribute Kogan home and motor insurance on behalf of QBE. Any advice provided is general only and has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. To decide if this product is right for you, please read the relevant Combined Financial Services Guide and Product Disclosure Statement, and Target Market Determination.

Kogan Life Insurance, a trading name of Kogan Australia Pty Ltd ABN 53 152 570 351 AR No. 001256858, is an authorised representative of Greenstone Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079. Kogan Life Insurance products are issued by Hannover Life Re of Australasia Ltd ABN 37 062 395 484, AFSL 530811. All product information displayed on this website is subject to policy terms and conditions (including eligibility criteria, exclusions and limitations). Any advice provided is general only and may not be right for you. You should carefully read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) to ensure the product is right for you. A copy of each PDS is available on this website or by contacting us. Your use of this website is subject to the website Terms and Conditions.

Kogan Pet Insurance is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 AFSL 241436, is arranged and administered through PetSure (Australia) Pty Ltd ABN 95 075 949 923 AFSL 420183 (PetSure) and is promoted and distributed by PetSure's Authorised Representative (AR) Kogan Australia Pty Ltd ABN 53 152 570 351 AR 1256858. Any advice provided is general only and does not take into account your individual objectives, financial situations or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing. PDS and Target Market Determination is available at koganpetinsurance.com.au. Terms, conditions, waiting periods and exclusions apply.

Kogan travel insurance is issued by Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507); arranged and administered by Travel Insurance Partners Pty Ltd (ABN 73 144 049 230, ASFL 360138), and promoted and distributed by Kogan Australia Pty Ltd, ABN 53 152 570 351, acting as an Authorised Representative (AR001256858) of Travel Insurance Partners. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider you own needs and the Combined FSG/PDS available from koganinsurance.com.au/useful-docs/ to decide if this product is right for you. For information on the Target Market and Target Market Determinations visit koganinsurance.com.au/useful-docs/.
Go to Top