Simple insurance starts here
1300 034 888
If you have buildings cover, fences are protected against insured events such as fire, collision and a falling tree or branch. However, some limits, conditions and exclusions can apply, for example, damage caused by storm, storm surge, rain, hail or flood if the fences were in a poor or damaged condition before the incident, or [...]
Kogan Insurance lets you choose your own sum insured for your buildings insurance. This way, you can choose the amount you’ll need to replace your buildings if you suffer a total loss. By nominating an adequate amount, you may become eligible for the Buildings Sum Insured Safeguard benefit. With this benefit, if you need to [...]
No, you do not need to know the exact measurements of the building. Some examples of the things you’ll need to know are: The address and age of the building, The construction materials the external walls and roof are made from (for example, brick veneer, double brick, timber, cement tiles), and Property details such as [...]
When considering the sum insured for your buildings, this amount should cover the full cost to rebuild your rental property including the cost of fixtures such as carports, fences and inground pools. It should also include costs such as demolition and clearing debris from the land in the event of a total loss, however, the [...]
If you make a claim for both your buildings and contents as a result of the same incident (e.g. storm damage to your rental property and its contents), you’ll only have to pay the Basic Excess once. Other excesses may apply, and these will be shown on your Certificate of Insurance.
In most cases, the excess is the amount you contribute towards a claim, therefore, if you are willing to contribute a higher Basic Excess at the time of a claim, you will have a lower premium during the policy period. A lower Basic Excess would mean you would pay a higher premium. Be sure to [...]
You can find your excesses on your Certificate of Insurance. If you can’t find these documents, please call 1300 034 888 to find out your excess amount/s.
You can change your basic excess by calling 1300 034 888.
In most cases, the excess is the amount you’ll need to contribute towards a claim. Your contribution may be made up of one or more excess types. You can find more information about excesses and how they apply in the Landlord Insurance Combined Financial Services Guide and Product Disclosure Statement or by reading our Landlord [...]
You’re in good hands. A team of experts handle the claims process, and are there to help whenever you need them. If you require urgent assistance, or would like to speak to a claims team member, please call 1300 034 888. To claim online you’ll need the following: Your policy number Details about what happened [...]