We like to provide you with the flexibility to change your cover, therefore, if your change is agreed to, you can update your cover during the period of insurance. Please call 1300 034 888 as soon as reasonably possible as changes to your cover will be effective from the time you tell us of this [...]

Once you have sold your car it is no longer covered under your policy. The purchaser must arrange their own insurance on delivery. If you buy a replacement car, your policy will automatically cover this replacement car from your date of purchase provided you contact Kogan Insurance within 14 days of buying the car, insurance [...]

If the After Market Extras are to be covered as part of the total value of your car they must be listed on your Certificate of Insurance. We will then cover the After Market Extras as part of your car if it is stolen or damaged in an incident which is covered under your Kogan [...]

After market extras are accessories that are added to your car but do not come standard on the car. They are not offered as an option on the car when purchased new from a dealership.

Yes! If you’re a learner driver, Kogan car insurance policies will cover you as long as: you’re accompanied by a fully licensed driver you have a current Learner Drivers Licence, Learners Permit or the equivalent for the state or territory where you live. An additional excess may apply in the event of a claim if [...]

If you have taken out Kogan Comprehensive Car Insurance, and if your car has been assessed as a total loss, it will be replaced with a new car of the same make, model or series, when readily and locally available if you car meets these conditions: it was registered less than 3 years before the [...]

If you have agreed to purchase the optional ‘No Excess’ Windscreen Cover, the excess will not be payable if the claim is only for windscreen glass breakage.

If your windscreen is damaged we will pay the cost of replacing or repairing the front windscreen. An excess will be applicable.

If you select Kogan Comprehensive Car Insurance, you can add the following optional benefits (note that each of these optional benefits attract an additional premium): Hire Car - Extra 'No Excess' Windscreen Choice of Repairer. You can choose the optional benefits that you would like to add to your Kogan Comprehensive Car Insurance policy when [...]

The reasonable market-related value that we determine the market would pay for your car immediately before its loss or damage. We take into account the age, make, model, conditions and kilometres travelled by your car and may consider industry publications to help determine the amount. The amount does not include any registration costs, stamp duty [...]