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Yes! If you’re a learner driver, Kogan car insurance policies will cover you as long as: you’re accompanied by a fully licensed driver you have a current Learner Drivers Licence, Learners Permit or the equivalent for the state or territory where you live. An additional excess may apply in the event of a claim if [...]
If you have taken out Kogan Comprehensive Car Insurance, and if your car has been assessed as a total loss, it will be replaced with a new car of the same make, model or series, when readily and locally available if you car meets these conditions: it was registered less than 3 years before the [...]
If you have agreed to purchase the optional ‘No Excess’ Windscreen Cover, the excess will not be payable if the claim is only for windscreen glass breakage.
If your windscreen is damaged we will pay the cost of replacing or repairing the front windscreen. An excess will be applicable.
If you select Kogan Comprehensive Car Insurance, you can add the following optional benefits (note that each of these optional benefits attract an additional premium): Hire Car - Extra 'No Excess' Windscreen Choice of Repairer. You can choose the optional benefits that you would like to add to your Kogan Comprehensive Car Insurance policy when [...]
The reasonable market-related value that we determine the market would pay for your car immediately before its loss or damage. We take into account the age, make, model, conditions and kilometres travelled by your car and may consider industry publications to help determine the amount. The amount does not include any registration costs, stamp duty [...]
The agreed value of your car is the amount we agree to insure your car for. The agreed value is valid for the term of your car insurance policy. The agreed value for your car is shown on your current Certificate of Insurance. This amount may change with each renewal.
You may not need to pay an excess if: you are not at fault and you can provide us with the details of the responsible party such as the name and address of the other driver/owner of the other car and registration number your claim is only under the standard feature 'No excess' windscreen repair [...]
Yes, there are. Your basic excess will apply as the first payable amount (excess) at the time of a claim. Depending on the circumstances of the incident and who the driver was at the time, the following excesses may also be applicable: Age excess Inexperienced driver excess Learner driver excess Undeclared young driver excess If [...]
You have the flexibility to increase or decrease your excess at any time during your car insurance policy.