For an additional premium we offer cover for accidental damage as an optional benefit to Home Insurance. Your cover will depend on whether you’ve chosen insurance for your buildings, contents or both.. So, if you choose the Accidental Damage option, you have contents cover and you accidentally spill paint on your carpet or you have buildings cover and you lose control of a loaded wheelbarrow and it crashes into your garage door, you can be covered.

Read the Combined Financial Services Guide and Home Product Disclosure Statement for full details including limits, exclusions and conditions that apply.