How do I know how much to insure my contents for? I don’t know how much they would cost to replace.

You can use a Contents Calculator to help determine an estimated replacement cost for your contents.

Your contents sum insured should include the cost to replace items such as your carpet, blinds, curtains, personal items, furniture and household goods. Items of value which can be individually listed on your Certificate of Insurance such as jewellery or artworks should also be included in the overall contents sum insured. Estimating the cost can be difficult so being aware of the replacement cost of items through advertisements and magazines can be helpful. If you are unsure of the replacement cost, please consult an appropriate professional as the information we have provided is generic and may not be suitable for you.