My contents aren’t worth that much, what is the point in having insurance cover?

Kogan Contents Insurance provides protection for your belongings for loss or damage caused by insured events like theft, fire and storm. It also includes standard features like temporary accommodation if your home is unliveable due to damage by an insured event. Legal liability cover is also included anywhere in the world, for example, if you have an accident while riding your bicycle and you injure someone and you are found liable to pay compensation. 

Kogan Contents Insurance is flexible. You can add options for an additional premium, you can pay annually or by instalments, and choose your Basic Excess. Keep in mind, your contents sum insured should be the cost to replace all your contents at today’s prices so that you have adequate cover in the event of a total loss. This amount can add up quickly, so it can be helpful to use a Contents Calculator to estimate what it would cost to replace everything in your home. 

Read the Contents Insurance Combined Financial Services Guide and Product Disclosure Statement for full details including limits, exclusions and conditions that apply.